How to Handle an Accident
There is nothing like being able to legally drive. But you will find that it is not all rosy on the road. You will be sharing the road with other motorists, and accidents do happen. This is why you need to be prepared for such an eventuality. Here is how you can.
Once the accident happens, you should not panic or shut down. There is a need to stop the car. No matter the extent of the accident, you need to stop the car. Driving away is illegal and can only make the situation worse for you. There is a need to keep the car in the same spot it stopped after the accident. But if there is moving traffic, you need to park it in the safest spot nearest. For one still on the road, you need to turn on the flashers. This will let other motorists know it is parked, thus preventing another accident.
You now need to take a moment to catch your breath. There are normally many emotions swirling about in you. Calm down before you do anything else. There is a need to be rational when engaging the other motorists.
You should first ask if the other drivers are alright. Keep the conversation with them going. They will manage to calm down. You should call in an ambulance for anyone who is hurt or injured. At all times, keep everyone talking. You need to also call the police. Part of the claim you shall file with the insurance company shall need a police report. It is important that you do not blame the other motorists, or accept the blame yourself. You need to only cover all the details of the accident you know. They can assign the blame themselves. Make sure you record their names and badge numbers.
You then need to keep images of the accident scene as photographic evidence. These photos serve to boost your claims when facing the insurance company. You need to capture the details of the damage the accident did, and of the positions of all vehicles involved.
You need to also collect and give the drivers info. This shall make it easier to handle liability and insurance issues later. You need to have their license plate number, name, insurance info, vehicle make and model, passengers’ names, location of the accident, and any eye witness contact info.
There is a need to get in touch with the insurance company immediately for the claims process. Waiting for long shall present them with an excuse to deny your claim. You need to share the details you collected and tell your side of the events. You should read more here on this topic.